Financial Inclusive Products and Services

Financial Inclusive Products and Services

The SCBX Group is dedicated to harnessing technology and innovation to boost the efficiency of service enhancement and new product development. This is particularly crucial in the realm of digital financial transactions that meet the demands of today’s customers. Our aim is to provide convenient access to financial services for everyone, every day, everywhere, and anytime while simultaneously tackling household debt issues and diminishing the nation’s informal debt problem.

The SCBX Group is dedicated to harnessing technology and innovation to boost the efficiency of service enhancement and new product development. This is particularly crucial in the realm of digital financial transactions that meet the demands of today’s customers. Our aim is to provide convenient access to financial services for everyone, every day, everywhere, and anytime while simultaneously tackling household debt issues and diminishing the nation’s informal debt problem.

The Banking Business Group

We aim to cater to the needs of customers and expand opportunities for Thais from all walks of life to access financial services. As a digital bank, we deliver a seamless financial service experience across all channels with financial products tailored to suit all customer groups.

Part of our commitment to promoting financial inclusion for retail clients and sSMEs
SCB Easy App

An app that provides comprehensive financial transaction services on mobile phones, covering basic transactions such as deposits, withdrawals, transfers, and payments as well as more complex transactions such as loan applications, buying insurance, and buying funds

with

14.2 million users

With SCB Connect service connecting communications between the bank and customers through the Line application that comes with various functions such as incoming and outgoing account alerts, payment reminders, and checking account balances.

Bank Branch

700 branches

ATMs

8,880

Banking Agent

Deposit-withdrawal service, bill payment, payment for goods and services as well as identity verification service to open a savings account

Online Savings Account

No fee, no minimum amount for account opening.
Can be operated conveniently through various channels

  • SCB EASY
  • Identity authentication service point at Banking Agent
  • ATMs
  • National Digital ID (NDID) via other bank apps
Basic Banking Account
  • For low-income people who hold state welfare cards and senior citizens aged 65 and over
  • No minimum amount for account opening
  • No account maintenance fee
  • No entrance fee/ annual fee for debit card
Manee Free Solution – sSME

Financial solutions for sSME

  • Free cross zone cheque deposit
  • Free transaction fee and annual fee
  • 1% interest for current accounts

Note: Conditions are as specified by the bank.

Consumer Finance and Digital Finance Group

With the goal of promoting simpler and more secure financial access, the SCBX Group continues to strengthen our digital finance platforms by employing artificial intelligence (AI) and machine learning (ML) technologies as well as alternative data to underwrite loans and deliver financial solutions that best suit clients’ ability and willingness to repay.

SCBX currently has four subsidiaries offering digital lending services to unlock access to lending for underserved groups:

Offers credit card services and personal loan products

At year end 2022

2 million customers

3.2 million accounts

Offers auto title loan products under the ‘Chaiyo’ brand

At year end 2022

60,000 customers

Over  1,200 branches

Offers the ‘MoneyThunder’ micro-lending application

At year end 2022

3 million registered users

Offers ‘FINNIX’—a digital lending application for the self-employed and nano entrepreneurs

At year end of 2022

650,000 customers

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Enriching Life

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Get to know the Enriching Live

  • Promoting Financial Capability and Health

  • Vulnerable Groups

  • Supporting Small and Medium Enterprises

  • Investing in High-Potential Tech-Companies and Startups Globally

  • Promoting Education and Social Well-Being